Thursday, September 4, 2014

To Save.... Or Nah

"It's just money, you can't take it with you!" - People everywhere 

First off let me say I hate the phrase "or nah" but I felt it was appropriate here. How many of you feel this way? I know a few people who live by this. Are they expecting to die soon, do they have a Scrooge McDuck money vault to backstroke in, or simply think you might not need money tomorrow if they were blessed enough to wake up? I get that you can't take it with you but what about while you're here? Yeah I know I know that stripper really had you thinking you could take her home if you just blew $200 more on her. And I know that new whip or that condo downtown gonna get you some Instagram likes. And I know you wanna wait in line for them Jordan's to look just like the other 100 dudes that's about to walk out of Finish Line too. I wanna do that too... Well maybe not the stripper I mean I'll blow some money but not nearly enough for some action. Saving money is hard especially when you don't make 50k or better. I tried to save making 31k before taxes and the only thing I saved was about $20-30 in change! After I while I just said f--k it ima spend it and worry about it later. Even the 401k which is made for saving for retirement is a joke because more than likely you're gonna need it way before you can retire. You spent hours at work taking shit from your boss might as well take that 2% they matched out and blow it when you quit right? That's what I did... Twice! Should I have been more responsible and saved? Yes. Was I thinking that at the time? Absolutely not! I need to do a better job at saving even if I don't make six figures a year. Until then my dilemma every single morning will be do I take these sandwiches to work or hit Steak 'n Shake... It's only $3.99!

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